Asuransi Kesehatan Terbaik Dan Murah

Asuransi Kesehatan Terbaik Dan Murah Imakethe yalezi zinhlelo zincintisana kakhulu, futhi ivame ukuxhaswa ngumqashi, okusho ukuthi ama-premium ajwayelekile. Abantu abangu-85% baseFrance bazuza emshwalense wezempilo wangasese. I-Jalimane ine-inshuwalense yezempilo yenhlalakahle emhlabeni wonke kunazo zonke emhlabeni, enomsuka ovela ku-Otto von Bismarck’s Health Illness Insurance Act ka-1883. Njengamanje ama-85% wabantu ahlanganiswe uhlelo oluyisisekelo lomshuwalense wezempilo oluhlinzekwa ngumthetho, ohlinzeka ngezinga elijwayelekile lokuhlanganisa . Okuseleko ukhetha umshuwalense wezempilo wangasese, ovame ukunikeza izinzuzo ezengeziwe. Ngokusho kweWorld Health Organization, uhlelo lokunakekelwa kwezempilo lwaseJalimane lwaluyi-77% oluxhaswa nguhulumeni futhi lwama-23% asekelwe ngemali ngasese ngonyaka ka-2004. Uhulumeni ubuyisela kancane kancane izindleko zabasebenzi abasebenzisa imali encane, okuyizinkokhelo zabo ezifakwe ngenani elinqunyiwe. Abasebenzi abaphezulu bahola inkokhelo ngokusekelwe kumholo wabo. Bangase futhi bakhethe umshuwalense wangasese, ovame ukubiza kakhulu, kodwa inani lawo lingashintsha ngokuya ngesimo somuntu ngamunye. Ukubuyisela imali ku-insizakalo yokukhokhelwa kwemisebenzi, kodwa inani labadokotela livumelekile ukwamukela Umshwalense WezeMpilo Esitatimende Esendaweni esinikeziwe ilawulwa uhulumeni kanye nemiphakathi eqeqeshiwe. Asuransi Kesehatan Terbaik Dan Murah

Asuransi Kesehatan Terbaik Dan Murah Izinkokhelo zekhomishana zafakwa ema-1980s ngomzamo wokuvimbela ukusetshenziswa kokusetshenziswa. Ubude obujwayelekile bokuhlala esibhedlela eJalimane kwehlile eminyakeni yamuva kusukela ezinsukwini ezingu-14 kuya ezinsukwini ezingu-9, kusasele isikhathi eside kunokuhlala e-United States (izinsuku ezingu-5 kuya kwezi-6). Ingxenye yokwahlukana ukuthi ukucutshungulwa okuyinhloko kokubuyisela esibhedlela kungukuthi kwezinsuku zezibhedlela ziphikisana nezinqubo noma ukuxilongwa. Izindleko zezidakamizwa zanda kakhulu, zikhuphuka cishe ngu-60% kusukela ngo-1991 kuya ku-2005. Naphezu kwemizamo yokuqoqa izindleko, izindleko zokunakekelwa kwempilo jikelele zenyukela ku-10.7% we-GDP ngo-2005, kufana nezinye izizwe zasentshonalanga zaseYurophu, kodwa kakhulu kunalokho ezachitha e-US (Cishe 16% we-GDP). AmaJalimane anikezwa izinhlobo ezintathu zeminshuwalense yokuphepha kwezenhlalakahle ezithinta isimo somzimba womuntu futhi esekelwa ngemali ngumqashi nomsebenzi: umshuwalense wezempilo, umshuwalense wengozi kanye nomshuwalense wokuhlala isikhathi eside. I-Jalimane inesistimu ejwayelekile yokukhokhwa kwemali eminingi enezinhlobo ezimbili eziyinhloko zemshuwalense wezempilo: umshuwalense wezempilo ophoqelelwe umthetho (noma umshuwalense wezempilo womphakathi) (Gesetzliche Krankenversicherung (GKV)) nomshuwalense wangasese (Private Krankenversicherung (PKV)). Asuransi Kesehatan Terbaik Dan Murah